Spain travel insurance

Discover some top places to visit in Spain, tips on staying safe while you’re there and why travel insurance is essential for an unforgettable Spanish adventure.

Last updated: 29/7/2025

Three people take a selfie in front of the Sagrada Familia in Barcelona, with the basilica’s ornate towers rising behind them under a clear blue sky

Get set for your Spanish adventure

Spain is one of the world’s favourite holiday destinations. From stunning beaches and historic cities to vibrant festivals and world-famous food, there’s something for everyone.

The excitement starts when you begin planning your trip. And getting the right travel insurance should be high on your to-do list.

Here, we’ve looked at some popular places to visit to give you some inspiration, ways to get around and stay safe on your travels, plus why travel insurance is a must for peace of mind.

10 popular places to visit in Spain

And what to do when you’re there

Spain is bursting with beautiful places to explore. Here are 10 must-visit destinations to inspire your adventure.

Three people walk down a narrow street with an archway, flanked by buildings and hanging plants, with a balcony above

1. Barcelona

There’s so much to see and do in this famous Spanish city by the sea.

Take a walk around the Gothic Quarter, under arches and balconies, past churches and into boutique shops. Marvel at Gaudi’s amazing basilica, the Sagrada Familia. And enjoy the fun mosaics and twisting shapes at Park Güell, which he also designed.

Then relax at Barceloneta Beach or visit the busy La Boqueria market. And don’t forget to try some tasty tapas along the way.

2. Madrid

Spain’s capital is full of life, art and green spaces.

Wander around famous museums like the Prado and Reina Sofía to see world-famous paintings and sculptures. Or visit Retiro Park, where you can rent a boat on the lake or relax under the trees.

Explore fun areas like La Latina and Chueca, where the streets are full of colour, cafés and music. Sample some tasty tapas, enjoy the friendly atmosphere, and see why Madrid is such a cool city to visit.

A close-up of someone playing an acoustic guitar, with one hand strumming and the other on the fretboard, wearing a white shirt and beaded necklace

3. Seville

Seville is a sunny city full of colour, music and history.

Visit the beautiful Alcázar Palace, with its amazing gardens and Moorish design. Or climb the Giralda Tower for great views and step inside Seville Cathedral, the largest Gothic cathedral in the world.

Walk past orange trees and listen to the sound of flamenco, a traditional Spanish dance with singing and guitar. You’ll get a real feel for the spirit of this city.

It’s a magical place with a mix of old buildings, lively streets and warm sunshine.

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4. Granada

Granada is a city full of history and amazing views.

Step back in time at the Alhambra, a beautiful palace and fortress. Today it’s a UNESCO World Heritage site famed for its intricate Islamic architecture.

Then explore the historic old town, Albaicín, with its narrow streets and a rich mix of Moorish and Spanish culture. Here you can enjoy breathtaking views of the Sierra Nevada mountains.

Soak up the flamenco music and enjoy free tapas as you go. They’re all part of what makes Granada special.

Two people stand on a sandy beach near large rocks and greenery, with the ocean and a partly cloudy sky in the background

5. Costa del Sol

This sun-soaked coast is known for its beautiful beaches and fancy resorts. You can visit cool places like Marbella or check out charming towns like Estepona and Nerja. There's something fun for everyone, from golf and water sports to lively nightlife.

6. Bilbao

Bilbao in northern Spain is a modern city famous for art, food, culture and character. It’s home to the shiny Guggenheim Museum, with its cool design and big sculptures. You can stroll along the Nervión River and try local Basque dishes like pintxos. Or explore the Casco Viejo, the city’s old town, for a taste of authentic Basque life full of charm and history.

A Valencia flag with yellow and red stripes and four yellow lions on blue flies above a stone building with crenelated battlements

7. Valencia

69ÌÃ of paella and futuristic architecture, Valencia is a brilliant mix of the old and the new. Head here for cool buildings, beautiful parks and great food.

Check out the City of Arts and Sciences. Its eye-catching, space-like buildings and range of activities include an oceanarium, science museum, IMAX cinema and open air arts space.

Ready to relax? Head for the lush green space called Turia Gardens, which used to be a river. Or make for the edge of the city to enjoy its nearby golden beaches.

8. Santiago de Compostela

This peaceful medieval city is known as the final stop of the famous Camino de Santiago pilgrimage route. It boasts a stunning cathedral, where many travellers finish their long walk, cobbled streets and a deeply spiritual atmosphere. Wander between the many stone buildings and old churches. There’s a calm and special feeling all around.

A group of people stand near a body of water at sunset or sunrise, dressed in casual summer clothes, with warm light in the background

9. Ibiza

Ibiza is known for its lively nightlife and big parties, but it has quiet spots too.

If you’re heading here for the club scene, resorts like San Antonio play host to some of the biggest venues and DJs.

If relaxation beckons, you can unwind on beautiful beaches or explore charming villages like Santa Gertrudis too. Or why not join a yoga retreat for some inner peace, or simply enjoy the sunset?

It’s a mix of fun, beauty and peace all on one island.

Read more: Travel insurance for the Balearic Islands

10. Tenerife

This largest of the Canary Islands offers year-round sunshine, dramatic volcanic landscapes and idyllic resorts. Don’t miss Mount Teide, a giant volcano in a national park. Soak up the sun (safely, of course) on the black-sand beaches of the island’s south coast. Or explore fun seaside resorts. With warm weather all year round, it’s always a good time to visit.

Read more: Travel insurance for the Canary Islands

A spread of appetisers including cured meats, olives, pickles, cherry tomatoes, bread, garlic and breadsticks arranged on a surface

Why you need travel insurance for Spain

According to the Foreign, Commonwealth and Development Office (FCDO) , proof of travel insurance might be something you’re asked to show at Spanish border control.

While you can access healthcare in Spain with a valid UK Global Health Insurance Card (Ghic) it won’t cover delays, cancellations, lost or stolen items and repatriation, all of which can cost a lot of money. Travel insurance can help cover these and other costs.

What does travel insurance cover for Spain trips?

69ÌÃ Travel Insurance can help if something unexpected happens while you’re in Spain. It can cover:

  • Emergency medical costs: Including hospital treatment and getting you back home if needed
  • Cancelling or cutting short your trip: If you can’t go or have to come home early for reasons listed in your policy
  • Lost, stolen or damaged belongings: Including passports, baggage or personal money. Check the cover limits and make sure you report any loss to the police within 48 hours
  • Flight delays and missed departures: If international transport delays cause disruption (on standard and premier levels of cover only)
  • Personal accident and legal expenses: If something serious happens, we can help with legal fees and personal accident claims. Check the policy wording for full details on when cover applies

Benefits and cover limits vary, so choose from our economy, standard or premier cover level depending on the amount of protection you.

Two medical professionals in an ambulance attend to a patient on a stretcher, using a resuscitator and holding an IV bag

What doesn’t travel insurance for Spain trips cover?

Travel insurance can help with a lot but not everything. You might not be covered if:

  • You don’t declare a pre-existing medical condition when taking out your policy
  • You do risky sports or activities without the correct extra cover
  • You’re under the influence of alcohol or drugs
  • You break local laws or ignore official advice
  • You miss flights or connections due to personal error (such as oversleeping)

Always read your policy carefully so you know exactly what’s covered.

What extra cover can you add?

You can pay to add extra protection to your policy if needed, including:

This way, you can tailor your insurance to the specifics of your Spanish trip.

Put protection for your Spanish trip in place today

Medical care and vaccinations

Spain’s healthcare is excellent.

If you’re a UK citizen visiting Spain (or any EU country), apply for a . It covers emergency or essential treatment at low cost or free in public hospitals.

Spain has both public and private healthcare. Private care is costly and may be in the same buildings as public services. Always insist on public clinics or hospitals where you can.

Your travel insurance may cover private care but check your policy before travelling. If asked to pay upfront, contact your insurer immediately.

For emergencies, call 112 or 061 for an ambulance. A&E is called ‘urgencias’.

In remote areas, ambulances may take longer. Check the location and type of nearby health centres, especially if you have a pre-existing medical condition.

A healthcare professional in a white coat gives an injection in the upper arm of a person wearing a brown shirt, using gauze for support

Vaccinations for Spain

You don’t need any special vaccinations to visit Spain, but make sure your regular ones (like tetanus, measles, mumps and rubella) are up to date.

Always check the latest before your trip.

Travel risks in Spain

The biggest risk for tourists in Spain is having things stolen. This could mean someone secretly takes your wallet (pickpocketing) or things go missing from your hotel room.

The UK government says thieves often go for money or steal passports, so keep these very safe. But don’t forget your other things can be stolen too. Phones, in particular, are popular targets. It’s a good idea to have travel insurance that covers your gadgets.

Stay aware and try not to show off expensive things. Thieves often work in groups and might try to trick you. For example, someone might ask for directions while someone else steals from you.

Some thieves try to be your friend and take their time before stealing from you, like asking you to go for a drink. Always think carefully about who you’re talking to and keep your belongings with you.

Some places, like La Rambla and Sagrada Familia in Barcelona, are known for pickpockets. But it’s important to be careful in all big cities, including Madrid, Seville, Bilbao, Granada and Alicante.

Be careful with alcohol in Spain

It’s okay to enjoy a drink on holiday, but drinking too much can be dangerous.

If you get hurt or need medical help because of alcohol, your travel insurance might not cover it. Always read your policy so you know what’s included.

Never drive or ride a moped after drinking. Spain’s drink-driving limit is lower than the UK’s, and even stricter for new drivers.

The warns about accidents, like falling from balconies, linked to alcohol.

Also, drinking in the hot sun can make you dehydrated. Stay in the shade and drink plenty of water, even if you don’t feel thirsty.

Getting around Spain

Getting around Spain is easy and efficient:

  • High-speed trains (AVE): Quick links between major cities like Madrid, Seville and Barcelona
  • Metro systems: Great in cities like Madrid, Barcelona and Valencia
  • Car hire: Ideal for rural areas but city driving and parking can be tricky
  • Buses: Affordable and cover almost every corner of the country
  • Domestic flights: Useful for reaching the Canary Islands, Balearic Islands or more distant parts of the mainland
  • Taxis and rideshares: Uber operates in many cities, alongside traditional taxis

Remember, public transport is generally good value, clean and reliable.

Visas and entry requirements

UK passport holders can visit Spain for up to 90 days in any 180-day period without a visa. Make sure your passport is:

  • Valid for at least three months beyond your planned departure date
  • Issued within the last 10 years

Read more: Check how long is left on your passport

Key takeaways

  • Get travel insurance to cover medical emergencies, cancellations, stolen belongings and more
  • Take a Ghic for access to public healthcare but remember it doesn’t cover all costs
  • Watch out for pickpockets and check the latest travel advice for Spain regularly
  • Budget smart: Knowing typical costs can help you make the most of your spending

These tips will help you enjoy a smooth, safe and unforgettable Spanish adventure.

Make sure you’re covered on your Spanish getaway

Common questions about travel to Spain

  • While travel insurance isn’t mandatory to visit Spain, the indicates you may be asked to show proof of cover at Spanish border control. Travel insurance can help protect you against big medical bills, the cost of cancelling your trip, lost belongings and more. Carrying a Ghic provides free or low-cost access to public healthcare but may not be enough on its own.

  • If you want to do things like hiking, cycling or snorkelling, 69ÌÃ Travel Insurance covers them as standard on our policies. But you might need extra cover if you’re buying insurance from other providers. It’s always best to check the policy wording carefully, as some activities aren’t always covered. You may be able to add cover for more adventurous activities when you buy your insurance. But some activities can't be covered at all or need special, often expensive, insurance.

  • The Canary Islands are part of Spain, which in turn is part of Europe, so you’ll usually find travel insurers class islands like Lanzarote as part of Europe in their policies. That’s certainly how we do it with 69ÌÃ Travel Insurance but you should always check the policy to be sure, whoever the provider. Read more about travel insurance for the Canary Islands.

  • Majorca (or Mallorca), Menorca, Ibiza and the other Balearic Islands are part of Spain, which in turn is part of Europe.

    This means insurers usually class these islands as part of Spain in their policies. For instance, it's how we do it at 69ÌÃ Travel Insurance.

    But make sure you check the policy wording to be sure, whoever provides your cover.

    Read more about travel insurance for the Balearic Islands

  • Read more
  • If you’re staying in a villa or apartment, you should make sure your travel insurance covers things like cancellations, theft and damage. Some policies also cover your damage deposit. Check what your policy says before you travel.

  • Some travel insurance policies include ferry trips within Spain like to Mallorca, Ibiza or Tenerife. Others might not. Check your policy if you’re planning to take a ferry or a short domestic flight while you’re in Spain.

  • The currency for Spain is the euro, which is one of many currencies you can load onto prepaid travel money cards. Euros are also available to buy on demand in lots of our branches, or you can order currency online for collection from any branch or get it delivered to your home.

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